Our Loan Programs
Commercial Loan
A commercial loan is a type of financing provided to businesses, as opposed to individuals, for the purpose of funding business activities.
DSCR Loan
A DSCR (Debt Service Coverage Ratio) loan is a type of commercial loan that is primarily used by real estate investors and businesses to finance income-producing properties.
Bridge Loan
A bridge loan is a short-term financing option that helps businesses or individuals “bridge” the gap between immediate funding needs and long-term financing.
Asset-Based Loan
An asset-based loan is a type of financing where a business borrows money by using its assets as collateral. These assets can include inventory, accounts receivable, equipment, or real estate.
Commercial Construction Loan
A commercial construction loan is a short-term financing option used to fund the construction of new commercial buildings, such as office spaces, retail centers, industrial facilities, and multi-family housing units.
Accounts Receivable Loan
An accounts receivable loan, also known as invoice financing, is a type of financing where a business borrows money against its outstanding invoices.
Hard Money Loan
SBA (7) a Loan
An SBA (7a) loan is a popular government-backed loan program designed to help small businesses access affordable financing for a variety of purposes, including working capital, equipment purchases, real estate acquisition, debt refinancing, and more.
SBA 504 Loan
An SBA 504 loan is a long-term financing program designed to help small businesses acquire fixed assets, such as real estate, machinery, and equipment, at competitive interest rates.
Real Estate Investment Loans
A real estate investment loan is a type of financing specifically designed for investors looking to purchase, renovate, or refinance income-generating properties, such as rental homes, multi-family units, or commercial buildings.
Small Business Term Loan
A small business term loan is a type of financing where a business borrows a lump sum of money and repays it over a set period, typically with fixed monthly payments and a fixed interest rate.
Commercial Mortgage Backed Securities
A Commercial Mortgage-Backed Securities (CMBS) loan is a type of commercial real estate loan that is bundled with other loans into a security and sold to investors on the secondary market.
Development Loan
A development loan is a type of financing used to fund real estate development projects, including the construction of residential subdivisions, commercial properties, or mixed-use developments.
Mezzanine Financing
Mezzanine financing is a hybrid form of funding that combines elements of debt and equity, typically used by companies to finance expansion, acquisitions, or large projects.
Non-Recourse Loan
A non-recourse loan is a type of financing where the borrower is not personally liable for repaying the loan beyond the value of the collateral used to secure it.
Commercial Loan Blogs
Getting a Commercial Loan Through EZcommercialloans.com in Alaska
Alaska, known for its stunning landscapes and abundant natural resources, is more than just a tourist destination. It's also a state with growing [...]Getting a Commercial Loan Through EZcommercialloans.com in Alabama
Alabama has been experiencing significant growth and development, making it an attractive state for investors. With a diverse economy, [...]Investing in DSCR Loans for Beginners
Investing in DSCR Loans for Beginners: A Path to Lucrative Real Estate Investments For those looking to dive into real estate investing but want [...]Investing in Commercial Loans for Beginners
Investing in Commercial Loans for Beginners: A Smart Path to Long-Term Wealth Commercial loans can be a profitable investment opportunity for [...]