Our Loan Programs
Commercial Loan
A commercial loan is a type of financing provided to businesses, as opposed to individuals, for the purpose of funding business activities.
DSCR Loan
A DSCR (Debt Service Coverage Ratio) loan is a type of commercial loan that is primarily used by real estate investors and businesses to finance income-producing properties.
Bridge Loan
A bridge loan is a short-term financing option that helps businesses or individuals “bridge” the gap between immediate funding needs and long-term financing.
Asset-Based Loan
An asset-based loan is a type of financing where a business borrows money by using its assets as collateral. These assets can include inventory, accounts receivable, equipment, or real estate.
Commercial Construction Loan
A commercial construction loan is a short-term financing option used to fund the construction of new commercial buildings, such as office spaces, retail centers, industrial facilities, and multi-family housing units.
Accounts Receivable Loan
An accounts receivable loan, also known as invoice financing, is a type of financing where a business borrows money against its outstanding invoices.
Hard Money Loan
SBA (7) a Loan
An SBA (7a) loan is a popular government-backed loan program designed to help small businesses access affordable financing for a variety of purposes, including working capital, equipment purchases, real estate acquisition, debt refinancing, and more.
SBA 504 Loan
An SBA 504 loan is a long-term financing program designed to help small businesses acquire fixed assets, such as real estate, machinery, and equipment, at competitive interest rates.
Real Estate Investment Loans
A real estate investment loan is a type of financing specifically designed for investors looking to purchase, renovate, or refinance income-generating properties, such as rental homes, multi-family units, or commercial buildings.
Small Business Term Loan
A small business term loan is a type of financing where a business borrows a lump sum of money and repays it over a set period, typically with fixed monthly payments and a fixed interest rate.
Commercial Mortgage Backed Securities
A Commercial Mortgage-Backed Securities (CMBS) loan is a type of commercial real estate loan that is bundled with other loans into a security and sold to investors on the secondary market.
Development Loan
A development loan is a type of financing used to fund real estate development projects, including the construction of residential subdivisions, commercial properties, or mixed-use developments.
Mezzanine Financing
Mezzanine financing is a hybrid form of funding that combines elements of debt and equity, typically used by companies to finance expansion, acquisitions, or large projects.
Non-Recourse Loan
A non-recourse loan is a type of financing where the borrower is not personally liable for repaying the loan beyond the value of the collateral used to secure it.
Commercial Loan Blogs
Interesting Facts About Commercial Loans for First-Time Property Investors
If you’re a first-time property investor, navigating the world of commercial loans can feel overwhelming. However, the process is often much [...]Short-Term Solutions for Business Owners Made Simple!
For 28 years, we have been helping business owners and real estate investors secure the funding they need to grow, expand, and succeed. Whether [...]Commercial Property Investment Opportunities in Indiana: Unlock Your Potential with EZCommercialLoans.com
Indiana is quickly becoming a hotspot for commercial property investors. With its growing economy, affordable property prices, and thriving [...]The Benefits of Investing in Commercial Property in Illinois: Unlocking Opportunities with EZCommercialLoans.com
Illinois, a state known for its robust economy and diverse industries, presents an excellent opportunity for investors in commercial real estate. [...]