Our Loan Programs

Commercial Loan

A commercial loan is a type of financing provided to businesses, as opposed to individuals, for the purpose of funding business activities.

DSCR Loan

A DSCR (Debt Service Coverage Ratio) loan is a type of commercial loan that is primarily used by real estate investors and businesses to finance income-producing properties.

Bridge Loan

A bridge loan is a short-term financing option that helps businesses or individuals “bridge” the gap between immediate funding needs and long-term financing.

Asset-Based Loan

An asset-based loan is a type of financing where a business borrows money by using its assets as collateral. These assets can include inventory, accounts receivable, equipment, or real estate.

Commercial Construction Loan

A commercial construction loan is a short-term financing option used to fund the construction of new commercial buildings, such as office spaces, retail centers, industrial facilities, and multi-family housing units.

Accounts Receivable Loan

An accounts receivable loan, also known as invoice financing, is a type of financing where a business borrows money against its outstanding invoices.

Hard Money Loan

A hard money loan is a type of short-term, asset-based loan primarily used in real estate transactions, where the property itself serves as collateral.

SBA (7) a Loan

An SBA (7a) loan is a popular government-backed loan program designed to help small businesses access affordable financing for a variety of purposes, including working capital, equipment purchases, real estate acquisition, debt refinancing, and more.

SBA 504 Loan

An SBA 504 loan is a long-term financing program designed to help small businesses acquire fixed assets, such as real estate, machinery, and equipment, at competitive interest rates.

Real Estate Investment Loans

A real estate investment loan is a type of financing specifically designed for investors looking to purchase, renovate, or refinance income-generating properties, such as rental homes, multi-family units, or commercial buildings.

Small Business Term Loan

A small business term loan is a type of financing where a business borrows a lump sum of money and repays it over a set period, typically with fixed monthly payments and a fixed interest rate.

Commercial Mortgage Backed Securities

A Commercial Mortgage-Backed Securities (CMBS) loan is a type of commercial real estate loan that is bundled with other loans into a security and sold to investors on the secondary market.

Development Loan

A development loan is a type of financing used to fund real estate development projects, including the construction of residential subdivisions, commercial properties, or mixed-use developments.

Mezzanine Financing

Mezzanine financing is a hybrid form of funding that combines elements of debt and equity, typically used by companies to finance expansion, acquisitions, or large projects.

Non-Recourse Loan

A non-recourse loan is a type of financing where the borrower is not personally liable for repaying the loan beyond the value of the collateral used to secure it.

Commercial Loan Blogs